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Credentials

Your email address is your login id.

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Billing

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Bank Accounts

Account NameTypeBalance
Total Balance
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How we handle different account types

Checking, savings, and credit card accounts are handled the same. A credit card account is a special type of account which typically has a negative balance, then when the statement is paid in full it returns up to a zero balance.

Your Total Balance is simply the sum of each account's balance.

As soon as money is spent in a credit card account, it decreases the envelope balance for that transaction, even though the statement might not be due for weeks. This is to prevent double spending.